Track. Share.
Square up.
Track your spending solo, or split it with your partner, housemates, or trip crew. Log once — NEXO does the math for everyone.
Backers: lifetime Premium, until 30 November- Free to use
- No card required
- No ads
- Just you
- Couples
- Housemates
- Trip groups
- Small teams
How it works
Start solo. Grow into a group.
Shared-expense apps tend to assume there are two of you from the start. NEXO works on day one, on your own — and opens up the moment you need it to.
Track your own expenses from day one
No partner needed. Log spending, set budgets, and see where your money goes — just for you.
Invite your partner, housemates or trip group with a code
Share a space when you're ready. Everyone logs expenses into the same shared space — and people who don't have the app yet can still be added.
NEXO splits and squares up automatically
The math runs itself — who paid, who owes, who's even. No spreadsheets, no awkward reminders.
Squaring up
Log it once. Everyone's even.
One person pays, NEXO works out every share, and the balances settle themselves. No calculator, no group-chat math.
Logging
An expense takes about five seconds
One sheet, a big keypad, and everything already where your thumb is. The faster it is, the more likely you'll actually keep it up.
- Expense, income, transfer or debt — all four live in the same sheet.
- Categories and subcategories — pick the category, refine it, done.
- Tags, notes, payment method and a reimbursable flag, all optional.
- Any currency — NEXO converts at the rate on the day you logged it.
- Personal or shared in one tap, from the same screen.
Reports & budgets
See exactly where the money went
Not a wall of rows. Totals you can act on, budgets that speak up before you blow them, and the option to count your share of shared spending — or leave it out.
- Monthly, weekly and yearly views of the same numbers.
- Budgets per category with a bar that warns you before you go over.
- Daily spend chart and a category breakdown, side by side.
- Include or exclude your share of shared spending with one toggle.
- Export your data to a file whenever you want it.
Your data
Money is personal. We treat it that way.
Private by default
A space is only visible to the people you invite into it. Nothing you log is public, and there are no ads and no advertising trackers.
Yours to take with you
Export everything you've logged to a file from Settings, any time. Your history isn't held hostage inside the app.
Leave whenever you like
Delete your account from Settings — no email thread, no retention call, no dark patterns. Shared spaces keep their history so the people you left behind aren't left with broken totals.
The full detail lives in the Privacy Policy.
FAQ
Questions people ask first
Do I need someone else to use NEXO?
No. NEXO is a complete personal expense tracker on its own — budgets, categories, reports, the lot. Shared spaces are there when you want them, not a requirement for getting started.
What does it cost?
NEXO is free, and no card is needed to sign up. Premium, targeted for December 2026, will be an optional upgrade at ₱149 a month or ₱1,199 a year. Everything free today stays free.
Can we use different currencies in the same group?
Yes. Log an expense in whatever currency you actually paid in. NEXO converts it using the rate at the time you logged it and keeps that rate with the entry, so your totals don't quietly change months later.
What if someone in my group doesn't have the app?
Add them to the space anyway as an offline member. Their share is still counted, they still show up in the balances, and you can settle with them the same way. If they join NEXO later, nothing needs redoing.
Where can I get it?
NEXO is free on the App Store and Google Play. Lifetime Premium is open to backers until 30 November on the campaign page.
NEXO is free on iOS and Android.
Track. Share. Square up.
Free to use, no card needed, and useful from day one — no partner required.
Questions? support@nexoexpenses.com